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need help understanding savings account interest?

Feb 06, 2010 by Drew | Posted in Investing

Im looking into origin a savings account with bank of america. On the website it says that the nominal interest is 0.1% compounded daily and paid monthly. the APY is 0.1%.

At first scintillation I thought that I would get a 0.1% return


The appraise is "Annual Percentage Yield" with annual meaning yearly. It already has the compounding bewitched into consideration. The difference between nominal and compounded isn't significant when rates are this close to zero.

yea you extremity help

Deal Hunter: When and how to change banks

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The kickback that Bank of America faced last month when it announced it would start charging $5 monthly debit-card fee proves that we don’t like it when things end being free. With new banks making big claims and wanting your business (read: money), you’re presumably wondering if the grass really is greener — or at least cheaper — on the other side. To find out, we consulted Carol Kaplan, spokeswoman for the American Bankers Joining, on the when, why and how of switching banks.

12 Trading Ideas By Cramer

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While the markets were all na today, the monthly performance of the markets are still in the red zone. In the last 30 days, basic materials took the biggest hit (-10.8%), followed by conglomerates (-7.0%),

I Want to Buy a Home – Now What? | Bankrate Calculator

Source: I Want to Buy a Home – Now What? | Bankrate Calculator

In fait accompli, there are so many big name stories of haunt buyers who never rumination they would get there. Some women create that they can never own a old folks' – which is not true....

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